On March 6th FLO held an open meeting to review our DDA trial with EBL. I missed the meeting, so I don't have too much to report here other than as an outcome of the meeting we have change the loan period from one week to one day. The reasoning behind this change is that we think a majority of usage is one-time use, so changing to a shorter loan period will lower costs because shorter loan periods are less expensive. When we near the end of the trial, we can go back and look at our usage data to see if we are correct about our one-time usage conjecture. It is important to keep in mind that we are only working with a few months of data, so we might not have a good picture of usage until a year from now.